NFL sponsor AIG won’t write head injury policies

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Insurance giant AIG is still sponsoring football-related events for the NFL, but they’re not issuing new insurance policies covering head injuries for NFL players.

According to Josh Kosman of the New York Post, AIG will “exclude coverage for head injuries,” moving forward. They’ve previously stopped insuring Pop Warner football a few years ago, triggered by the concussion crisis.

They’ll still write policies for NFL players for non-brain injury protection.

But the insurance company also keeps its name on football, sponsoring the league’s USA Football arm, which works at the youth level to try to make the game safer by teaching kids safe tackling techniques and emphasizing proper helmet fit.

Both the NFL and AIG declined comment for the story.

AIG is also among the many insurers suing the NFL to avoid paying $1 billion in costs for concussion-related lawsuits, charging the league covered up the dangers of head injuries, which could get them out of paying huge sums of money.

21 responses to “NFL sponsor AIG won’t write head injury policies

  1. head injuries are becoming the most common injury in the NFL, this seems protection whatsoever..they’re finding out more and more that down the road, CTE can really mess up a person and his family for that matter..

  2. AIG was never a primary underwriter for Pop Warner football. Pop Warner is not a synonym for youth football any more than Xerox is a synonym for copier. Bollinger Insurance has been and continues to be the primary insurer for Pop Warner. AIG may have offered policies in other youth football groups such as American Youth Football, USSSA, NAAU, or to middle and high schools, but combined those groups (except HS) have fewer participants than Pop Warner. Nearly all of them also are age- or grade-level based rather than a combination of age- and weight-restricted.

    AIG not writing policies isn’t affecting the NFL. It’s affecting it’s players.

  3. AIg’s refusal to pay sounds like something they learned from “The Art of the Deal”.

  4. Ha! Insurers never pay if they can. But whether you want it or not, brain-data and resultant insurance-costs causing serious concussions in billionaires’ bank accounts will force the game to evolve, probably half-way back toward it’s rugby roots, which is still a very tough game but where contact is (somewhat) more careful.

    If you allow padding but take away the hi-tech hard-armor, guys won’t be able to launch those crazy, dangerous flying hits without risking their own serious injury. Add in a few rugby-like tackling rules, then either sin-bin or yellow-card minor transgressions, and straight red-card major ones, you’ll cut down 75% the damage but not the skill of the game.

  5. patriotsticketssince1978 says:
    Jun 13, 2016 8:46 AM
    Wow. I’ve never rooted for an insurance company before.
    Then you’re one of the lucky ones who has never been majorly screwed by either car, home or health insurance. At least all the NFL does is screw you out of a fair football game.

  6. Just another step closer to football going to the grave. Enjoy it while you can, 30 years from now we will be watching robots smash into and rackle each other.

  7. Wow.
    I’ve never rooted for an insurance company before.
    I hope the insurance slimebags riggle out of paying so the mega slime known as the NFL foots the bill.

    But if you continue to watch the NFL, and continue to buy NFL-related equipment, or patronize products that the NFL advertises, you’re part of that “mega slime.”

    You have a decision to make.

  8. thenewguy12 says:
    Jun 13, 2016 10:06 AM

    Just another step closer to football going to the grave. Enjoy it while you can, 30 years from now we will be watching robots smash into and rackle each other.

    Sweet! 30 years seems kind of optimistic, though.

  9. It is simple if the Football clubs put in a clause to NFL contracts this is a contact sport. Injuries will happen now and may cause further debilitation in the future the NFL is covered. Than the player has the choice to sign the contract or not. It really is that simple. If they think that it would be buried in the contract have it be a separate form that they have to sign.

  10. If anything brings around the decline of football over time it won’t be that people stop playing or watching it will be that football will be too expensive to insure at the High School or College level with limited budgets and teams will be dropped.

  11. Insurance is based on assessing risk. They are gambling on the fact that you will pay your premiums but never make a claim. Playing football is almost a guaranteed head-injury.

  12. I still wonder why people who do not like the NFL or football come to this site. Cry and whine all you want but the NFL is growing every year & not going anywhere.

  13. That’s a sign the concussion issue is bigger than advertised and here to stay. Insurance companies know. There’s a reason they don’t cover certain things, such as nuclear power.

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