Cash-over-cap becomes viable solution for coming 2021 salary-cap crunch

In this photo illustration American USA dollars seen
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The NFL Players Association wants agents to collude in order to get the best deals for their clients in 2021. As recently explained, that won’t work.

Here’s what will: The NFLPA’s suggestion that agents aggressively push teams to use contract devices aimed at paying players now with cap consequences arising in future years, as the cap increases.

Per multiple sources, the notion of pressing teams to use “cash over cap” has gained steam as agents prepare for the coming wave of free agency. A much more common device before the 2011 CBA, when teams seemed to have salary-cap problems far more often, the practice of spending more than 100 percent of the current year’s cap could make a major comeback this year.

The easiest method for spending above the cap comes from the signing bonus. When, for example, a player receives a $10 million signing bonus on a four-year deal, only $2.5 million of that amount applies in the first year of the deal, with $2.5 million hitting the cap in the second, third, and fourth years.

Extra cash also can be funneled to players through so-called not-likely-to-be-earned incentives that are easily reached. That gives players money in the current year while hitting the cap in the next year. (It may take some effort and creativity, based on each individual player’s situation, to craft incentives that fall into the NLTBE category.)

Future guarantees also can be used, with players getting full security deeper into the term of a multi-year deal. Recent changes to the funding rule make it easier for teams to extend fully-guaranteed payments beyond the current year, reducing the amount of money that must be placed in escrow in order to protect players against potential insolvency of the team, something that won’t be happening in today’s NFL.

While it would be easier to get deals done if the salary cap weren’t dropping from $198.2 million to $182 million or so, there are other ways to skin the cat. Pushing teams to use those devices will be far more fruitful than expecting rival agents to compare notes and to trust each other that the information will be used for the common good.

15 responses to “Cash-over-cap becomes viable solution for coming 2021 salary-cap crunch

  1. I’m sure the NFL owners don’t WANT to, but the cap is a made up number. There’s no law saying it MUST follow that formula, and if the NFL decided to just make it the same as it was last year, the NFLPA isn’t going to fight them over it. Like… can’t they just come to a temporary agreement to suspend the cap formula this year and increase it by the average it’s increased over the last 5 years? Or are the owners doing this to cry poor and not have to pay players?

  2. Didn’t the NFL do that a few years ago? If I remember, there was no “salary cap” that year, but later on some teams got fined for going over the “cap”! I might be wrong, but I think something like that happened.

  3. The NFL needs to get rid of the salary cap, which was intended to protect the owners from themselves and save money. Let the free market forces reign!

  4. itsabobbiedazzler says:
    February 27, 2021 at 2:13 pm
    Didn’t the NFL do that a few years ago? If I remember, there was no “salary cap” that year, but later on some teams got fined for going over the “cap”! I might be wrong, but I think something like that happened.

    2 0 Rate This

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    That is correct. 2010…It was collusion by the owners to show cap ceiking solidarity, but the Cowboys and Skins broke the “code” so to speak, hence the fines.

  5. Extra cash also can be funneled to players through so-called not-likely-to-be-earned incentives that are easily reached.
    ________

    That seems like an oxymoron.

  6. the ‘salary cap’ was instituted when ‘free agency’ started. get rid of free agency and then you can get rid of the salary cap.

  7. Not only is the salary cap too high as is, but there should be a NFL salary cap for the league too…as in they make (charge) way too much money

  8. The NFLPA needs to negotiate something that benefits all of the players. I understand the value of a great QB, however chewing up 20% of your cap is insane. Cap the QB’s at a reasonable % of the cap. It would leave a lot more money for the regular guys. It would be a lot like the NBA max and super max deals. They would still be the top dog, just not destroying a teams chance to win because they crushed themselves with the weight of the giant QB contract. It would free up millions for other players, maybe Wilson could cook more with a decent o line.

  9. Instead of protecting the owners from themselves, how about protecting the fans from sky rocketing ticket prices and concessions. When an owner pays a quarterback over $34M a year, to cover the increase in payroll ticket prices always go up. To take a family of 4 to a game now costs close to a thousand dollars. How about resetting ticket prices back to 1980 price levels adjusted for inflation and work back from there. Protect the fans from having to live pay check to paycheck so they can go watch their favorite team. Are the players really going to suffer if they have to live on $10M per year instead of $30Mor more?

  10. The rest of the country is suffering the financial fallout from covid, why can’t those who play a game for a living?

  11. Boy have times changed. I remember the days of players shouldn’t kneel liberals are bad. Now we got guys advocating for a player to transfer his wealth to other players and players should make less so fans can go to a game. The liberal snowflakes are alive and well on here

  12. A problem with the idea is that to keep the Cap at an artificially healthy $180m, NFLPA had to agree to borrow from the next few years caps so it won’t simply bounce back next year and thus teams won’t be too keen. Not that any such cap-cheats should be allowed anyway.

  13. Instead of trying to make us feel bad for the cap going down, every player take an 8% payout next year. 34M or 31M? Seems fair and you don’t have to raise fan prices. I still read this site, but I didn’t watch one full football game last year. I would turn on red zone periodically but that was just to get an idea on scores. It’s getting too far out of hand on player salaries.

  14. brianc34 says: “I would turn on red zone periodically but that was just to get an idea on scores. It’s getting too far out of hand on player salaries.”
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    Fans watch football because it’s football. I couldn’t care less if some player makes $10,000 doing it or $100 million as that’s NONE OF MY BUSINESS.

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